Zen Finance Advice

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The lovely piece of Jewelry Serenity Prayer rings are currently catching on like never before. Maybe this is due to the economic downturn, because the most popular Jewelry Serenity Prayer appears on is in quite affordable, long lasting materials like tungsten, titanium, & stainless steel. Once the province of those recovering from addiction (due to its famous incorporation into AA & other twelve step programs), jewelry Serenity Prayer styles are now sported by a much more general demographic. Because the jewelry Serenity Prayer appears on is, of course, often too small to hold the full text of the Prayer:
“God grant me the serenity to accept the things I cannot change, the courage to change the things I can, & the wisdom to know the difference.”
Therefore, the jewelry Serenity Prayer version is usually abbreviated to the first few words or so.
With so much trouble & uncertainty happening all around us, more & more people are finding that jewelry Serenity Prayer is just what they need to remain grounded in reality. If you find you regularly get carried away with worrying, jewelry Serenity Prayer may be nice to give yourself as a reminder of your strength & resilience.
Are you one of those who: mulls over thoughts? Chews & chews on an idea like a dog with a bone? Beats a thought to death only to find that you gained nothing?

Fear st&s for False Evidence Appearing Real, & wearing your jewelry Serenity Prayer will remind you not to give in to fear when things get rough.

What you give your attention to will become your life, & what you continually think on or worry over will eventually become your life experience. What you permit your conscious mind to dwell upon will produce the seeds that the subconscious mind will plant & grow into your life experience. Using a simple token like the jewelry Serenity Prayer ring to focus on can help you keep your mind on the key virtues the Prayer outlines: serenity, courage, & wisdom.

This is not up for debate, what your mind dwells on will come into fruition.

Worriers have general characteristics. Check yourself against the list & if you find yourself there, you need jewelry Serenity Prayer in your life!

Worriers:

Are selfish

Find fault with everyone else

Gossip

Blame others for their problems

Say a lot of “yes, buts”

Are slaves to the opinion of others

Spend more time considering then doing

See yourself there? It’s okay; it doesn’t mean you’re a bad person. It means you’re scared! The earlier fans of jewelry Serenity Prayer will tell you that admitting to having a problem is the first & most difficult step to recovery. Now that you are aware of the problem, you can gain the insight to transform your life.
As silly as it might sound, a small material item like jewelry Serenity Prayer etchings to carry with you through your daily life & use to help you meditate upon positive themes is a quite valuable tool in creating this change.

Consider this scenario; you have worked for a company who has used your services frequently over the past couple of years and has always settled your accounts on time, but now you haven’t had your last bill settled and it is now one month late. You have contacted them to get to the bottom of what is happening and they informed you that they will be paying their bills somewhat later than normal and are confident to be able to send settlement by the end of the quarter. You have had, what appeared to you as a good working relationship with this multi national enterprise (MNE) customer which is a big name in the area, but their updated time lines for settlement are really too late for you. You have to pay your own accounts such as; suppliers for products you had to buy for the work for this customer, the wages of the small self-employed team who assisted you to carry out the project. Also this outstanding bill is key to you, but is most likely trivial for the MNE customer, and probably one of others that are also unpaid. So, do you use a Debt Collection agency, engage a solicitor, or do you buy a package of information and Debt Collection Software with templates for the Debt Collection Letters and do it yourself?

The last thing you want to do is spoil the relationship you have with the customer, so nasty letters and phone calls are out of the question, so what are the options to achieve this and get your bill at or near to the top of the pile?
There are Debt Collection businesses that you could make use of to undertake the job, but your experience of these is small and it would be a trawl through Yellow Pages for whom to contact. Not the best way to find someone you can depend on to get your invoice paid without damaging your reputation with the customer, and there will be their costs to consider.
You could contact a solicitor and get them to chase the customer, but this would possibly work out more expensive than a Debt Collection agency and would be most likely to damage the customer relationship.
Another path that few people may think of for this is the DIY approach, whereby you can purchase the required information and then by way of that, produce the Debt Collection Letters that are formal, straightforward and unemotional and follow a known path of the steps required to proceed to a satisfactory receipt of the invoice.

The DIY approach to Debt Collection can involve quite a lot of time and effort especially in writing the Debt Collection Letters according to the guidelines in the information pack, then there is posting them off and finally keeping a record of activities in sufficient detail as to be valuable should the process move into court proceedings. To satisfy these requirements it would be worth checking out Debt Collection Software which could handle the Debt Collection Letters and the date stamping, leaving the user to take care of the postage and logging information such as received letters or better still, the actual paid bill.
It is likely that the information pack will be an e-book, which can be used on-line and could be updated as part of the initial purchase. Likewise the same company could also have Debt Collection Software available that would link in with the e-book and store the details in a database for later retrieval and printing out.
The costs for such a dual package are likely to be in the tens of pounds region, whereas Debt Collection businesses or legal proceedings are more likely to be in the hundreds to thousands of pounds region, so this is a better path to follow for a small company with limited funds.